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Group Short Term Disability

Group Size: 2+
States Available:  

Voluntary Available

Plan Highlights

Benefit Percentage:

  • 50%, 60%, 66 2/3%
Maximum Benefit:
  • 2-50 lives: up to $2,500
Guarantee Issue Amount:
  • 2-9 covered Lives: $1,500
  • 10+ lives: up to $2,000
Benefit Duration:
  • 2-9 lives: 13 or 26 week
  • 10-50 lives: 13, 26 or 52 week

Elimination Period:

  • 2-50 lives: 0/7, 7/7, 7/14, 14/14 or 29/29-day
First Day Hospital Option:
  • Benefits start immediately if confined as an inpatient
Other Benefit Options:
  • Rehabilitation Incentive Benefit
  • Reasonable Accommodations Benefit
  • Lump Sum Survivor Benefit
  • Travel Assistance Program


Plan features, options, combinations, availability and benefits may vary by location. Exclusions and limitations apply – plan features are subject to change. Nothing herein is a guarantee of benefits or eligibility. All terms, provisions, conditions, limitations and exclusions shown in the issued Nippon Life Insurance Company of America booklet-certificate and master policy will govern.

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