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  • Death Benefit options from $5,000 to $25,000.
  • Ages 50-80 determined by age last birthday.
  • Premium Payment Option:
    • Direct Monthly Billing (slightly higher premium)
    • Debit or Credit Card Payment (slightly higher premium)
    • Quarterly, Semi-Annual, and Annual Premium Payments
  • No Health Questions
  • Gerber Life Insurance Company has provided Life Insurance for 40 years.
  • Rated A (Excellent) by A.M. Best
  • If death occurs during the first two policy years for any reason, all premiums plus 10% will be paid to the beneficiary. Full benefit for accidental death. After two years, full benefits if the insured dies for any reason.
  • Two ways to submit business - use a paper application or the agent portal.
  • E-signature, face to face, or email.

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Gerber Life Insurance Company is Available in:
All states except Montana

Guaranteed Life Insurance

Provide for your family even after you're gone.

Unlike term life insurance, your Guaranteed Life Insurance Plan builds cash value that you can borrow against as long as premiums are paid – that's money you can request if and whenever you need it.

  • You can't be turned down for a Guaranteed Life Insurance Plan.

The only requirement for obtaining a Gerber Life Guaranteed Life Whole Life Policy with $5,000 to $25,0001 in guaranteed coverage is that you are between 50 and 80 years old. That's it! There are no medical exams, no health questions, no waiting for test results.

  • Your acceptance – regardless of your health – is guaranteed!

Your spouse, if aged 50 to 80, is also eligible for up to $25,0001 in guaranteed protection with the Gerber Life Guaranteed Life Insurance Plan.

  • Your policy builds cash value.

The Guaranteed Life Insurance Plan is whole life insurance that provides guaranteed coverage, as long as premiums are paid. It also has cash value. Cash value is money that Gerber Life sets aside for your future. The longer you hold the policy, the more money accumulates in your policy.

1. South Dakota residents, maximum coverage of $15,000.

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